Terms and Conditions
Last updated: January 2025
These Terms and Conditions govern the use of the Xylenvoraom Educational Consulting Ltd. website. By accessing or using our website, you agree to these terms.
1. Acceptance of Terms
By accessing and using this website, you accept and agree to comply with these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you should not use our website.
2. Description of Services
Xylenvoraom offers educational and informative content about personal finance. We do not provide financial services, do not offer investment advice and are not a regulated financial institution. All content is provided for educational and informational purposes only.
3. Disclaimer
The content of this website does not constitute financial, legal or investment advice. You should always consult qualified professionals before making financial decisions. We do not guarantee the accuracy, completeness or timeliness of the information provided.
4. Intellectual Property
All content on this website, including text, graphics, logos, images and software, is the property of Xylenvoraom or its licensors and is protected by copyright laws.
5. Acceptable Use
You agree to use the website only for lawful purposes and in a manner that does not infringe the rights of third parties or restrict the use of the site by others. It is prohibited to: • Copy or reproduce content without authorization • Use the site for illegal purposes • Attempt to access restricted areas of the site
6. Limitation of Liability
Under no circumstances shall Xylenvoraom be liable for any direct, indirect, incidental, special or consequential damages arising from the use or inability to use this website.
7. Applicable Law
These Terms and Conditions are governed by the laws of the Federative Republic of Brazil. Any dispute shall be resolved in the courts of São Paulo, SP.
8. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will take effect immediately upon posting on the website.
9. Contact
For questions about these Terms and Conditions: Email: contact@xylenvoraom.com Address: Av. Paulista, 1000 - Bela Vista, São Paulo - SP, 01310-100 Phone: +55 (11) 3456-7890